Income is one of life support we got from working. The big question for employee is: “What if I am no longer working?”
Pension is one way to support your retirement. When you choose the right plan, pension even can replace your income you are no longer receiving from working. The most important decision starts from finding the pension that's right for you.
iPENSION could be you ideal solution.
iPENSION is one of our product that helps you to design your retirement plan. DLPK Generali Indonesia has very understanding to helpful and flexible program about pension fund. Starts from two or more employees from your company, iPENSION offers voluntary membership and contribution.
iPENSION comes with many features and benefits:
- With the same amount of income, save through iPENSION is saving more!
a. Contributions due you pay each month is derived from income or gross salary before deduction of income tax. Payment of dues iPENSION using deferred payment facilities tax and pension tax will be charged when you withdraw them in the future. Income tax charged on your current income compared to the income tax imposed by the time you retire.
b. Optimal development fund as result of iPENSION’s tax-exempt investment. If you have savings, deposits, bonds or stocks then every month after receiving interest / development on such interest will automatically be 15-20% final tax. This is what distinguishes a regular saving with iPENSION as the result of a tax-free investment. Retirement will be subject to tax when you withdraw the funds pension.
- Monthly income for a lifetime!
Employees can enjoy a lifetime monthly pension benefit. If a member passed away, the widow/widower will receive monthly benefits until death. Benefits also continued orphans until the child reaches the age of 25 years or married or work. Thus, the certainty of such benefits can be had iPENSION members, not civil servants only.
- Flexibility in determining the amount of contributions, investment options, switching of funds and withdrawal of contributions before retirement age. There is no waiting period dues iPENSION