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Income is one of life support we got from working. The big question for employee is: “What if I am no longer working?”


Pension is one way to support your retirement. When you choose the right plan, pension even can replace your income you are no longer receiving from working. The most important decision starts from finding the pension that's right for you.


iPENSION could be you ideal solution.


iPENSION is one of our product that helps you to design your retirement plan. DLPK Generali Indonesia has very understanding to helpful and flexible program about pension fund. Starts from two or more employees from your company, iPENSION offers voluntary membership and contribution.


iPENSION comes with many features and benefits:

  1. With the same amount of income, save through iPENSION is saving more!
    a. Contributions due you pay each month is derived from income or gross salary before deduction of income tax. Payment of dues iPENSION using deferred payment facilities tax and pension tax will be charged when you withdraw them in the future. Income tax charged on your current income compared to the income tax imposed by the time you retire.
    b. Optimal development fund as result of iPENSION’s tax-exempt investment. If you have savings, deposits, bonds or stocks then every month after receiving interest / development on such interest will automatically be 15-20% final tax. This is what distinguishes a regular saving with iPENSION as the result of a tax-free investment. Retirement will be subject to tax when you withdraw the funds pension.
  2. Monthly income for a lifetime!
    Employees can enjoy a lifetime monthly pension benefit. If a member passed away, the widow/widower will receive monthly benefits until death. Benefits also continued orphans until the child reaches the age of 25 years or married or work. Thus, the certainty of such benefits can be had iPENSION members, not civil servants only.
  3. Flexibility in determining the amount of contributions, investment options, switching of funds and withdrawal of contributions before retirement age. There is no waiting period dues iPENSION


Access Key

In order to make keyboard navigation easier, some access keys are available, which allow easier menus selection, user-friendly activation of some key commands and shortcut access to some of the most visited pages of the generali.com web site.
Menu’s access keys are browser-independent. They are the following:

  • [CTRL]+[Z] to open the 1st level menu items (in the red bar), [TAB] to select a 2nd level menu item (in the scroll down menu)

Once the chosen item has been selected, click on [ENTER] to activate the required link.
Command and Page access keys, on the other hand, require a different instruction sequence, based upon the browser in use:

  • with Microsoft Internet Explorer, press [ALT] + access key + [ENTER]
  • with Firefox, Mozilla e Netscape, press [ALT] + [SHIFT] access key
  • with Chrome, press [ALT] + access key

Please note that, when the access key is a number, you should use the horizontal keys on the upper part of the keyboard, and not the numeric keypad on its right side.

The available access key are the following:

Access key

Command / page


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