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Permanent And Disability Insurance Group

Level Term Life InsurancePrimaryPermanent and disability insurance group provides you comprehensive insurance protection for permanent and total disability by any cause every day 24/7 anywhere in the world.


Permanent and total disability refers to a condition that caused by illness or accidents which causes an individual:

  • Not capable of doing the job, filling positions or carry out a profession, or unable to earn a living forever; or
  • Loss of a body part or total function, with a minimum of two members of the body such as the following:

    o Arm from the wrist to the top.

    o Foot from the ankle up.

    o Eyes

(The situation or loss of this function should last for at least 180 consecutive days).



  • Minimum participation of this program is 10 employees (with a maximum of 59 years at the time of registration, and a maximum of 64 years for the extension of the policy).
  • This benefit applies to employees only

Payments Coverage:

  • Protection of 100 percent if the insured party suffered a total and permanent disability, after 180 days in a row.

Access Key

In order to make keyboard navigation easier, some access keys are available, which allow easier menus selection, user-friendly activation of some key commands and shortcut access to some of the most visited pages of the generali.com web site.
Menu’s access keys are browser-independent. They are the following:

  • [CTRL]+[Z] to open the 1st level menu items (in the red bar), [TAB] to select a 2nd level menu item (in the scroll down menu)

Once the chosen item has been selected, click on [ENTER] to activate the required link.
Command and Page access keys, on the other hand, require a different instruction sequence, based upon the browser in use:

  • with Microsoft Internet Explorer, press [ALT] + access key + [ENTER]
  • with Firefox, Mozilla e Netscape, press [ALT] + [SHIFT] access key
  • with Chrome, press [ALT] + access key

Please note that, when the access key is a number, you should use the horizontal keys on the upper part of the keyboard, and not the numeric keypad on its right side.

The available access key are the following:

Access key

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Assicurazioni  Generali SPA


T: 1500037

F: (62-21) 2902 1717