For personal resilience against critical conditions
Additional Insurance: Multi-Stage Critical Illness Protection Plus
MCI PRO PLUS
Additional Insurance MCI PRO PLUS
MCI PRO PLUS Additional Insurance is an additional insurance product for the main insurance policy BeSMART Link Ultima that provides financial protection in the event of a diagnosis of Critical Conditions or Critical Illnesses up to 315% of the Sum Insured.
For more detailed information about this product, please download the file below:
You can also contact Generali Care at the phone number 1500037 (working hours) or via email at care@generali.co.id. We will be happy to provide further explanations regarding the details of this product.
Advantages of MCI PRO PLUS
Long-Term Protection
up to age 85
Comprehensive Protection
from Early Stage to Catastrophic Stage
Comprehensive Protection
from Early Stage to Catastrophic Stage
Key Benefits of MCI PRO PLUS
Jika Tertanggung terdiagnosis salah satu dari Kondisi Kritis dan Penyakit Kritis yang ditanggung dalam MCI PRO PLUS, maka akan dibayarkan:
- Manfaat Tahap Awal + Ekstra Manfaat Tahap Awal (jika ada)
100% Uang Pertanggungan + 40% Uang Pertanggungan
- Manfaat Tahap Akhir + Ekstra Manfaat Tahap Akhir
100% Uang Pertanggungan + 20% Uang Pertanggungan
- Manfaat Komplikasi Diabetes (jika ada)
100% Uang Pertanggungan
- Manfaat Katastropik
100% Uang Pertanggungan
Product Terms
Informasi Penting
Insurance Benefit Exclusions
For critical illness risk, the insurer is not obligated to pay the insurance benefit if the insured suffers from critical illness due to one or more of the following conditions:
- Caused by a Pre-existing Condition, unless otherwise specified by the Insurer in the Policy; or
- Caused by the following conditions:
- Attempts of suicide or self-harm in a sane or insane state, committed by oneself and/or by others on the instructions of interested parties in the Insurance;
- Warfare, state of war or emergency war, whether declared or not;
- Participating in or actively engaging in demonstrations, strikes, riots, civil commotion, rebellions, power seizures, unlawful acts;
- As a passenger or crew member on aircraft other than scheduled and licensed commercial flights;
- Abuse and/or actions related to the use of alcohol, narcotics, drugs, prohibited substances, poison, gases, any kind of waste, nuclear radiation, and similar substances, whether done intentionally or unintentionally due to occupation or profession risks;
- Engaging in dangerous activities on land, in the air, or underwater such as parachuting, diving, hang gliding, car racing, motorboat racing, motorcycle racing, bungee jumping, white-water rafting, contact sports, rock climbing, cave exploration, boxing, or other high-risk sports/activities;
- Congenital Disorders;
- Mental disorders, mental disabilities, neurosis other than Critical Illnesses covered and listed in the Critical Illness List, psychosomatic or psychotic disorders; or
- The presence of Acquired Immune Deficiency Syndrome (AIDS) or Human Immunodeficiency Virus (HIV) in the Insured, unless AIDS or HIV is covered and listed in the Critical Illness List.
Form Registration
Please fill in the form below according to the information you want to know.
* All information below is mandatory.
For more detailed information about this product, please download the file below:
You can also contact Generali Care at the phone number 1500037 (working hours) or via email at care@generali.co.id. We will be happy to provide further explanations regarding the details of this product.
