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A traditional insurance product that provides coverage in the form of a sum assured if the insured passes away up to the age of 100.
BeSmart
BeSMART
BeSMART is a traditional insurance product that provides coverage in the form of a sum assured if the insured passes away up to the age of 100. BeSMART offers flexibility by allowing you to choose the premium payment period and includes various types of additional benefits.
For more detailed information about this product, please download the file below.
Advantages of BeSMART
Premi 100% kembali yang berlaku sesuai dengan manfaat yang diambil dan ketentuan sesuai polis
Manfaat perawatan kesehatan premium sampai di seluruh dunia hingga Rp100 milyar
250% UP jika tertanggung hidup hingga akhir masa pertanggungan
Pembayaran Premi yang dapat dipilih sesuai kenyamanan
Death Benefit
100% Sum Assured as the main benefit.
Terminal Illness Benefit
50% of the sum assured, up to a maximum of Rp500,000,000, if the insured is diagnosed with a terminal illness expected to result in death within 12 months from the date of diagnosis.
End of Coverage Benefits
250% Sum Assured Main Benefit if the Insured survives until the end of the coverage period.
Smart Living Bonus
This benefit will be provided on the policy anniversary when the insured reaches ages 81-90.
Additional Benefit of BeSMART Insurance
Ketentuan BeSMART
Exclusions
- Suicide, whether in a sane or insane state, committed by oneself and/or by others on the orders of an interested party in the Policy, if the action occurs within 1 (one) year from the Date of Issue of the Policy or the date of Policy Change or the Date of Policy Restoration, whichever is latest; or
- War, including but not limited to invasion, rebellion, revolution, resistance against government, military seizure of power, participation in riots, strikes, and civil unrest; or
- Deliberately committing illegal acts or criminal acts, terrorism, or attempts of criminal acts, whether active or passive, committed by the Policyholder, Insured, or Beneficiary; or
- Capital punishment based on a judicial body’s ruling.
Form Registration
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For more detailed information about this product, please download the file below.
