Sharia-based life protection that is trustworthy, providing coverage and offering a 100% return of contributions.
RIZQIA
RIZQIA
RIZQIA is a life insurance product based on Sharia principles, with periodic contribution payments to provide optimal protection. RIZQIA also offers a guarantee of returning contributions at the end of the insurance period.
For more detailed information about this product, please download the file below.
You can also contact Generali Care at the phone number 1500037 (business hours) or via email at care@generali.co.id. We will be happy to provide further details about this product.
Advantages of RIZQIA
Pilihan masa pembayaran Kontribusi yang beragam.
Pengembalian 100% Kontribusi pada akhir masa Asuransi.
Manfaat RIZQIA
1. Death Benefits
During the Insurance period from the Policy issuance date, if the Participant passes away, the following benefits will be provided:
- Death not due to Accident → 100% of Death Benefit
- Death due to Accident → 200% of Death Benefit
| Age of Participant at Death | Percentage of Death Benefit Provided |
| < 1 year | 20% |
| 1 year to < 2 years | 40% |
| 2 years to < 3 years | 60% |
| 3 years to < 4 years | 80% |
| 4 years or more | 100% |
2. End of Insurance Period Benefit
If the Participant survives until the end of the Insurance period, 100% of the Contributions paid will be provided
Syarat dan Ketentuan RIZQIA
Insurance Benefit Exclusions
The following may nullify the Basic Insurance benefits for the risk of Death not due to Accident:
- Pre-existing Condition; or
- Suicide, whether sane or insane, committed by oneself and/or by another person under the instruction of someone with an interest in the insurance; or
- War, including but not limited to invasion, rebellion, revolution, resistance against the government, military coup, participation in riots, strikes, and civil unrest; or
- Intentionally committing unlawful acts or crimes, terrorism, or attempted crimes, whether active or passive, committed by the Policyholder, Participant, or Beneficiary; or Death penalty based on a court decision; or
- Death penalty based on a court decision.
The following may nullify the Basic Insurance benefits for the risk of Death due to Accident:
- Pre-existing Condition; or
- Suicide, whether sane or insane, committed by oneself and/or by another person under the instruction of someone with an interest in the insurance; or
- Misuse and/or any actions related to the use of alcohol, narcotics, anesthetics, prohibited substances, poisons, gas, nuclear radiation, and the like done intentionally, except if the substances are recommended based on a prescription issued by a doctor; or
- Intentionally facing/entering dangers that are not necessary (except when trying to save a life); or
- As a passenger or crew member of an aircraft other than on a scheduled and licensed commercial flight; or
- Engaging in dangerous activities such as parachuting, diving, gliding, car racing, motorboat racing, motorcycle racing, and the like, bungee jumping, white water rafting, contact sports, rock climbing, caving, and other risky sports; or
- War, including but not limited to invasion, rebellion, revolution, resistance against the government, military coup, participation in riots, strikes, and civil unrest; or
- Due to disease, natural causes, treatment, or surgical operations whether directly or indirectly.
Form Registration
Please fill in the form below according to the information you want to know.
* All information below is mandatory.
For more detailed information about this product, please download the file below.
You can also contact Generali Care at the phone number 1500037 (business hours) or via email at care@generali.co.id. We will be happy to provide further details about this product.
