Cemerlang Prime
Cemerlang Prime
Cemerlang Prime is specifically designed to provide term life insurance protection with a living benefit in the form of premium return at the end of the coverage period and payment of the insurance benefit amount.
For more detailed information about this product, please download the file below.
Important Note
- The information in this document does not constitute a contract with PT Asuransi Jiwa Generali Indonesia. More detailed and complete information, terms, and conditions regarding the insurance product refer to your Insurance Policy.
- Premiums must be paid directly to the Insurer without using any intermediaries and/or other third parties.
- If you have any questions or complaints regarding our products and/or services, please direct your questions and complaints to us. For more information on handling insured complaints, please visit our website at www.generali.co.id or contact Care Generali at 1500037 or email care@generali.co.id
Advantages of Cemerlang Prime
Providing life insurance protection for the risk of death
Provides insurance benefits in the form of premium refunds of up to 150% of the premiums received by the insurer.
Flexibility in premium payment methods according to customer choice
100% Uang Pertanggungan akan dibayarkan apabila terjadi risiko kematian karena sebab apapun.
100% Uang Pertanggungan akibat apapun ditambah 100% Uang Pertanggungan Meninggal Dunia akibat Kecelakaan apabila terjadi risiko kematian karena Kecelakaan. Maksimal Uang Pertanggungan Meninggal Dunia akibat Kecelakaan yang dapat dibayarkan adalah sebesar Rp2.000.000.000,- per Tertanggung.
Memberikan manfaat akhir Masa Pertanggungan Asuransi sebesar persentase tertentu dari total Premi yang telah diterima oleh Penanggung apabila Tertanggung tetap hidup sampai dengan Akhir Masa Pertanggungan.
Participant Entry Age: Insured
31 days – 65 years (nearest birthday)*
Policyholder Entry Age
18 – 90 years (nearest birthday)
Policy Currency
Rupiah
Premium Payment Method
Monthly/ Quarterly/ Semiannually/ Annually
Coverage Period
15, 20, or 25 years
Premium Payment Period
3, 5, or 10 years
Note :
*) The maximum age for entry of the Insured plus the Coverage Period must not exceed 90 years
Cemerlang Prime Illustration
Cemerlang Prime Terms
Exclusions
The following circumstances may invalidate the Basic Insurance benefits for death not resulting from an accident:
-
Suicide in a state of mental stability or instability performed by oneself and/or by others at the direction of an interested party in the coverage, if such action occurs within 1 year from the Policy Issuance Date or the Policy Renewal Date, whichever occurs later; or
-
War, including but not limited to invasion, rebellion, revolution, resistance against the government, military power grabs, participation in riots, strikes, civil disturbances; or
-
Deliberate unlawful acts or criminal offenses, terrorism, or attempts at criminal acts, whether active or not, committed by the Policyholder, Insured, or Beneficiary; or
-
The death penalty based on a judicial ruling.
-
Further information on exclusions can be referred to the Policy you will receive.
Form Registration
Please fill in the form below according to the information you want to know.
* All information below is mandatory.
For more detailed information about this product, please download the file below.
Important Note
- The information in this document does not constitute a contract with PT Asuransi Jiwa Generali Indonesia. More detailed and complete information, terms, and conditions regarding the insurance product refer to your Insurance Policy.
- Premiums must be paid directly to the Insurer without using any intermediaries and/or other third parties.
- If you have any questions or complaints regarding our products and/or services, please direct your questions and complaints to us. For more information on handling insured complaints, please visit our website at www.generali.co.id or contact Care Generali at 1500037 or email care@generali.co.id
