Life Protection with Premium Return of up to 150%
Protection with guaranteed bonuses, perfectly supporting your ambitions
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MoreOur Solution
The solutions we offer are for your financial protection from various risks that may occur in the future
MoreCustomer Service
Various important information regarding services, procedures and procedures required by customers regarding their insurance policies
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MoreAbout Generali
Generali Indonesia is part of the Generali Group, which is one of the largest insurance companies in Europe.
Events
As a part of one of the largest worldwide insurance companies based in Italy, we are also present and encouraging our Customers to attain the optimal fitness through various health and wellness events.
MoreLife Protection with Premium Return of up to 150%
Protection with guaranteed bonuses, perfectly supporting your ambitions
Cemerlang Prime is specifically designed to provide term life insurance protection with a living benefit in the form of premium return at the end of the coverage period and payment of the insurance benefit amount.
For more detailed information about this product, please download the file below.
Important Note
Memberikan perlindungan Asuransi jiwa untuk risiko Meninggal Dunia
Memberikan Manfaat Asuransi berupa pengembalian Premi sampai dengan 150% dari Premi yang telah diterima Penanggung
Fleksibilitas cara pembayaran premi sesuai pilihan Nasabah
100% Uang Pertanggungan akan dibayarkan apabila terjadi risiko kematian karena sebab apapun.
100% Uang Pertanggungan akibat apapun ditambah 100% Uang Pertanggungan Meninggal Dunia akibat Kecelakaan apabila terjadi risiko kematian karena Kecelakaan. Maksimal Uang Pertanggungan Meninggal Dunia akibat Kecelakaan yang dapat dibayarkan adalah sebesar Rp2.000.000.000,- per Tertanggung.
Memberikan manfaat akhir Masa Pertanggungan Asuransi sebesar persentase tertentu dari total Premi yang telah diterima oleh Penanggung apabila Tertanggung tetap hidup sampai dengan Akhir Masa Pertanggungan.
Usia Masuk Peserta: Tertanggung
31 hari – 65 tahun (ulang tahun terdekat)*
Usia Masuk Pemegang Polis
18 – 90 tahun (ulang tahun terdekat)
Mata Uang Polis
Rupiah
Cara Pembayaran Premi
Bulanan/ Kuartalan/ Semesteran/ Tahunan
Masa Pertanggungan
15, 20, atau 25 tahun
Masa Pembayaran Premi
3, 5, atau 10 tahun
Note :
*) The maximum age for entry of the Insured plus the Coverage Period must not exceed 90 years
Scenario 1:
Mr. Rico passed away due to illness in the 3rd year of the policy, so the death benefit paid out was Rp500,000,000, and the policy subsequently ended.
Scenario 2:
Mr. Rico had an accident and passed away in the 5th year of the policy, so the death benefit paid out was Rp1,000,000,000, and the policy subsequently ended.
Scenario 3:
Mr. Rico survived until the end of the 20th year of the policy, so the final insurance benefit is a premium refund amounting to Rp5,170,000/year x 10 years x 135% = Rp69,795,000, and the policy subsequently ended.
The following circumstances may invalidate the Basic Insurance benefits for death not resulting from an accident:
Suicide in a state of mental stability or instability performed by oneself and/or by others at the direction of an interested party in the coverage, if such action occurs within 1 year from the Policy Issuance Date or the Policy Renewal Date, whichever occurs later; or
War, including but not limited to invasion, rebellion, revolution, resistance against the government, military power grabs, participation in riots, strikes, civil disturbances; or
Deliberate unlawful acts or criminal offenses, terrorism, or attempts at criminal acts, whether active or not, committed by the Policyholder, Insured, or Beneficiary; or
The death penalty based on a judicial ruling.
Further information on exclusions can be referred to the Policy you will receive.
Please fill in the form below according to the information you want to know.
* All information below is mandatory.
For more detailed information about this product, please download the file below.
Important Note
is a licensed insurance company regulated by the Financial Services Authority
Head Office
Generali Tower Lantai 7
Grand Rubina Bussiness Park
Kawasan Rasuna Epicentrum
Jl. HR. Rasuna Said Kavling C-22
Jakarta 12940, Indonesia
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